Reconciled to yesterday,
every morning.

What does reconciliation actually involve?

Reconciling means proving that every line on your bank statement is accounted for in your books, and that every entry in your books actually happened. It is the check that makes the rest of the accounts trustworthy.

Done manually it is a weekly hour of matching a payment to an invoice, deciding what an unexplained card transaction was, and hoping you remember. Done by software it happens overnight, and you see only the handful of items that genuinely need a person.

How does the matching work?

1. 1

   The feed arrives

   Transactions come in through regulated Open Banking, a connection you grant and can revoke, refreshed daily.

2. 2

   Obvious matches are made

   Amount, date and reference against invoices raised and bills recorded. Most transactions match on the first pass without any input.

3. 3

   Documents are pulled in

   Receipts photographed or forwarded, and supplier invoices from your inbox, are attached to the transaction they belong to.

4. 4

   Rules fire before the AI does

   Anything you have answered before is applied automatically. The rule you set in March is still working in November.

5. 5

   The remainder is a short list

   What is left is genuinely ambiguous, and it is presented as a question with a one-tap answer rather than a spreadsheet to work through.

Why daily matters more than accurate-eventually

A transaction is easiest to explain on the day it happened and hardest to explain nine months later. Reconciling daily is not about neatness — it is about asking you while you can still remember.

It also changes what the numbers are for. Books reconciled to yesterday can tell you whether to take the job, buy the van or worry about February. Books reconciled annually can only tell you what already happened.