Software or
a bookkeeper?

What is actually different?

A bookkeeper does not just record transactions. They notice that a supplier has been billing you twice, that a customer has quietly stopped paying, that the numbers do not look like last year. That is judgement, and software is worse at it.

What software is better at is doing the same thing every day without getting bored, at a cost that does not rise when the volume does. Reconciliation, matching, filing and chasing are exactly the work that suits a machine and wastes a person.

The version that usually works is both: Bizzle keeps the books current and a human reviews rather than types. That costs far less than paying someone to do the data entry, and it keeps the part of the relationship that is actually worth paying for.

How do they compare, line by line?

Where hiring a bookkeeper is the better choice

• —Judgement. A good bookkeeper spots the thing nobody thought to look for, which is a category of value software does not have.
• —Accountability. When it matters, there is a person who is answerable, and that is worth real money in a business with any complexity.
• —Untangling a mess. Reconstructing two years of chaos is a human job, and anyone claiming otherwise is selling something.
• —They tell you things. Advice, context, and a second opinion on decisions that are not really bookkeeping at all.

So which should you pick?

Hire a bookkeeper if your affairs are messy, complex, or you want someone accountable looking at them.

Use software if the work is routine and volume-driven — and consider doing both, with software doing the entry and your bookkeeper reviewing rather than typing.